September 2009 Debt

Here is our Debt for September
BRH 1,027.72 -75.00
Chase 2,550.68 -31.76
Discover 3,975.39 -45.19
GTE CC 4,857.29 -65.97
GTE CP 6036.51 -205.92
Us Bank CC 7,573.24 -74.72
26,020.83 -498.56

Aug 2009 Debt

Augest 2009
BRH 1102.72 1102.72
Chase 2,582.44 -327.30
Discover 4,020.58 -45.73
GTE CC 4,923.26 -69.85
GTE CP 6,242.43 -211.16
Us Bank CC 7647.96 -76.04
26,519.39 372.64

As you can see we did pay off some of our debt how ever we added the 1102.72 bill to our debt. That is from when my husband was in the hospital and it was the last of our deductible.

Just somethings On my Mind

Now this has nothing to do With debt its just how i'm feeling right now. So yestorday I found out that my cousin is pregnant again. She has 10 month old girl boy twins. As i'm very excited for her. I found my self feeling Mad sad and frustrated! She is Due March 16th. 3 days after Reilly Will turn 7 years old. However she will be having another c-section so she will prob be having it before then but still. her kids will be 18months aprart. this is just makeing me want to have another child even more for some reason. Ok, enought of a pitty party. I just need to get it off my chest!. Thats why I love bloging!

Update On life

Well, we really were not perpaired for life when My husband rolled his four Wheeler. So we have added to our debt! How frustrating! O well, I'm not going to worry about it. So our June debt.

Chase 2,934.98 309.48 Discover 3,309.55 -38.00 GTE CC 5,062.65 -69.29 GTE CP 6,660.59 -200.42 Us Bank CC 7,806.66 -76.70 25,774.43-74.93

Now Julys

Chase 2,909.74 -25.24 Discover 4,066.31 756.76 GTE CC 4,993.11 -69.54 GTE CP 6,453.59 -207.00 Us Bank CC 7,724.40 -82.26 26,147.15 372.72

Now next month I'll add the 1102.00 that is from the hospital. We hope to have that paid off before the End of the year. but its not looking like it with my husband work. Its looking like that his hours are going to be cut or the place is closing. So we are a little freaked out right now. so who knows. we are just taking it day by day!

On vacation!

So today my DD & I took off to IL for 6 days. This trip was going to be nice and relaxsing but it's not turning out that way. I know we will still have fun.

Another Awesome blog

For mom's that want to live greener! You have to check out this blog!

Birthday

So today was my 31st birthday! wow where did the last year go! I was in a very blah mood all day. I don't know why but I was. I did have a good day. I hung out with 2 of my best friends and one of my friends house we did pedi on our daughters. We were going to go to dinner at Red Lobster but it had been raining allllllll day and I was in no mood to go out to dinner. So hubby went out and got chines for us and we just stay in. I did get my birthday gift last week witch was an Iphone and I love it!!! So another year down!

Test

Just testing the app from my me phone

Grocery Shopping

So I haven't done grocery shopping in almost 3 weeks!!!

I went to Publix first My Total was 52.98 Vendor coupons 8.10 Advertised Savings 18.79 Total Savings 26.89 Paid Out of Pocket 26.09 So % of savings is 49%. Not to bad. Next I went to Winn Dixie. My total was 124.84 After Reward Card my total was 84.43 After Vendor coupons my total was 77.98 Total I saved was 46.59. My % of savings was 37% I didn't do as well at winn dixie. Still for 2 weeks of food I spent 104.07

He is HOME!!

My Husband Came home last night from the hospital. I forget how much I miss him when he is gone. He is doing fine now just a little sore. Now we have to work on getting our budget adjusted so we can Pay his deductible. BLAH!!! He NEVER goes to the Dr. so thats why we put him on the deductible plan. We do have our 1000.00 baby Emergency fund but we don't wan to use it because the hospital will make payment arrangements with us we much rather work that into the budget. The Deductible is only 1500.00 so it should not take us to long to pay that off. Just when I get everything back on track we get knocked off. But we didn't go into any father debt!

Murphy Hit Us

Well, Murphy HIT us HARD this weekend. My husband had a 4 wheeler accident Was in the ICU for 24hrs! He has a broken rib and collapsed lung and a bruised liver. They moved him out of ICU last night but still has his chest tube in. Just when we got everything back on track we get knocked down. He is our only source of income luckily he has good health ins., but the bad part is there is no sick time at his work. So he is not getting paid right now! I have to look into his short term disability and see what would qualify. See if we can get some income from this week or 2 that he is going to be out of work. some times I wish he had a desk job!! But he is a industrial mechanic so the Dr said that he for sure is out for this week and prob next week.

So What do you think?

So do you like the new blog layout? I have been playing around with it the last hour or so. Trying to spice it up a little bit. Tell me what you think?

Makeing Extra money

Well, since I have become a Stay at home Mom. I have been thinking of ways to make extra money. So I started Making flip flops. First I started makeing them for some of the girls at my Daughter gymnastics gym. Now I have started my own Etsy store.

Gator Theme

Dale Jr. Theme/Red White & Blue

Red, White & Blue

Grocery Shopping.

So today I want and did my week grocery shopping. I didn't do very well this week in savings as I did 2 weeks ago. So DD went to Winn Dixie The total was 90.02 Reward Savings was 19.99 and Manufacturer coupons savings was 4.25. So Total savings was 24.24. So I only paid 65.57. for 2 weeks of grocery I hope. My Budget for food for 2 weeks is 125.00 so we do have some extra If I need to get some things next week.

My first post on my Etsy Store

I have started making flip flops!!! I have sold alot to my DD friend at her gymnastics to match there leo's. So I have started my Etsy store to sell them. Check them out!!!

My Esty Store

Sweet Savings!

I have a good friend that has a website that has AWESOME savings!!!! She has everything from the Target ad to free bowling for the the summer!!! It is defiantly something that you need to check out everyday. If you can't remember you can always subscribe to her blog!!!!!!

May 2009

Sorry this is soooooo late! But here is our debt for May
May 2009
Chase 2,625.50 -28.10
Discover 3,347.55 -39.42
GTE CC 5,131.94 -74.20
GTE CP 6,861.01 -202.76
Us Bank CC 7,883.36 -47.64
25,849.36 -392.12

Since being layoff in Feb. I really haven't keep up with bills and sticking to my budget! But Now that's its the first of June and a good friend got me back on track!!! My goal is to be a Stay at home mom as long as I can and at this rate I will not be able to! So back to sticking to a BUDGET!!!!! I will be up dateing this blog hopefuly more often!

April 2009 Debt!

Well, we didn't do so hot this pass month but we still paid off debt thats all thats matters!!!!

Chase 2,653.60 -21.83
Discover 3,386.97 -38.26
GTE CC 5,206.14 -73.91
GTE CP 7,063.77 -201.74
Polairs 7,695.92 -8.92
26,006.40 -344.66

But next month we will be under 26k!!!! That is just big! When we started way back in September 2006 we had a total debt of over 36K at that point I didn't keep a ticker so I don't know the exact numbers but since i have been keeping a ticker we have paid off 7026.34. I started my Ticker in September 2008!

March Debt 2009

Well, Thank you to a Tax Refund we were able to pay off at least 1 Credit Card! The total we paid off in Feb was 2865.42!!! So we are getting closer to paying off this DEBT!!!
FL Medical 0.00 -300.00
Best Buy 0.00 -2,208.13
Chase 2,675.43 -22.62
Discover 3,425.23 -41.78
GTE CC 5,280.05 -74.57
GTE CP 7,265.51 -200.72
Polairs 7,704.84 -17.60
26,351.06 -2,865.42

February Debt 2009

So in Jan we didn't pay off that much but we still paid off 461.55. Heck its better then nothing!

FL Medical 300.00
Best Buy 2,208.13
Chase 2,698.05
Discover 3,467.01
GTE CC 5354.62
GTE CP 7,466.23
Polairs 7,722.44
29,216.48

Heck we are under 30,000 of debt to go! When I post March debts we should have at last 2 debts paid off! at least the medical and the best buy card! Thanks to our tax refund!

Check out Sweet Savings!!!!!!

$50 Gift Card Giveaway!

Today I'll be giving away a

$50 gift card!

One lucky winner will choose from

On the Border, Chili's, Macaroni Grill, Maggiano's,

Red Lobster, Olive Garden, Longhorn, Bahama Breeze,

Panara Bread, Disney, Boarders, OR Bath & Body Works

How to enter

1) leave me a comment.

Ideas for Sweet Savings, or just say Hello:)

2) subscribe to Sweet Savings via email (sidebar).

Leave a separate comment telling me you've subscribed.

If you're already a subscriber, leave me a commit letting me know.

3) follow me on twitter (sidebar)

Leave a comment telling me you're one of my tweets.

4) follow my blog (sidebar)

Leave another comment telling me you're a follower;)

5) Link my giveaway on your own blog.

Leave another comment telling me you've done this.

Would you like bonus entires?

Leave a comment telling me you've referred a friend to Sweet Savings,

including the friends name.

That friend also leaves a comment telling me you referred them.

Refer as many friends as you'd like!

As always, include your email addy in your comment.

I won't know how to contact you otherwise;)

This giveaway ends at 11:59 pm on Friday, February 27th.

The winner will be announced (on my birthday) Saturday, February 28

Well it Happen.

We have been hit by this mess up economy!!! I was lay off on Wednesday! just 2 hrs after I posted that rumors where going around about the layoffs. We knew I would be one of the first ones to go but man I didn't realized it would be this early! we were hoping for may but it was Feb 18!! When I got home that night I fill for unemployment. So I should getting that check first of march. But we knew it was coming so we were planning on it. So we should be just fine! I'm don't think i'm going to go back to work right away. I'm planning on staying home for a while When I go back to work it will only be part time well R is in school.

Starting to Stress!

Well, roamers are starting to fly around here at our work place about layoffs! My hubby and I work at the same company. 2 weeks ago we were notified about pay cuts. That Start March 1st! To help prevent layoffs. Everyone keeps talking that layoffs are coming! I know that I'll be one of the first ones to go! I know it will not be sooo bad. We can live on my hubby income but leaves very very little for our Debt snow ball due that we just have had a pay cut big time!. Almost none at all! So we have decided to start putting everything we have into savings! Just in case i do get layoff. I'll have to find at least a part time job that can work around my DD school and her gymnastics. If this really happens this will really suck! Right now we save alot of money by us working for the same company due we Drive to/from work together so use 1/2 the gas that we use to! Save on Lunches! My husband job is safe we know that so that is one good thing. Mine is total not. I did want to be a stay at home mom again. but not until we paid off all our debt or had a 2nd child what ever came first! If I do get layoff there goes having a 2nd child because I will not have health ins anymore! So this changes everything with our Tax refund. Well not everything. We were going to take some for our selfs but not anymore we are going to put all not into the debt. So we will have a little less to worry about. Ok think enough of my Ramblings for now.

TAX Time!

I love this time of year! Means Refund. But After following Dave for little over a year now. My husband finaly change his W-4. So we will not be giving the goverment out money. So next year we will not be getting a big refund back. but we get though out the year. What a consept huh...LOL Reason why I came to post is that We are getting a nice Refund. 4595.00! Not to bad. We are also going to cash in some savings bonds that are more then 5 yrs old. So that should add another 1000.00 We do know that we are going to take about 200.00 of that just for us! Rest is going to pay off some Bills! Bills that are next in line are Medical bill thats down to 300.00 but that should be paid off before the tax refund comes in. Next is the Best Buy card. Witch is at 2231.79 Then is the chase card and that is at 2724.69. Witch still give us 438.52 left to go twards. the Discover card that is at 3467.01. So that is our 5595.00 and 2 big CC paid off! that will bring our snowball up to 450.00 a month. If murphy dosn't come to visit us before the end of the year we should have the Discover card paid off before Then! So here to hopeing Everything goes smothly

Extra Cash

Has anyone try InboxDollars? I have been useing them for year now. I havn't made a ton of money but I have made some. It is soooo easy. you get Emails in you inbox and click on a link an ad opens up let it be for about 1min or so. Then it give your credit. You can do just that or take some surveys and they are .50- 1.00. Right now I have 44.62 that I havn't cash out yet. I'm trying to get to 100.00 before I do. LOL. Its deff with a try what can you loose? just a little time. If your like me. I'm on the computer All day well I'm at work. why not make a little more money well you are at work.. he he.

Sweet Savings!!!

$25 Starbucks CG Giveaway

Deff check it out!!!!

January 2009

Here are our balances for January 2009 Sooo much better then last january... HUH

Januray 2009 Balance
FL Hospital 0.00 -225.00
FL Medical 475.00 -75.00
Best Buy 2,231.79 -22.18
Chase 2,724.69 -19.78
Discover 3,417.47 -51.40
GTE CC 5,432.11 -42.95
GTE CP 7,665.93 -199.97
Polairs 7,731.04 -8.46
29,678.03 -644.74

So In December we paid off 644.74 I think that is the most we have paid off in 1 month with out selling something or getting a tax refund!!!!! I'm really going to try hard to beat that for this month!!! Not sure if I'm going to do it. But I'm sure going to try! We have less then 30,000 to pay off!!! Before the end of the year!!!

SWEET SAVINGS: $25 Borders GC Giveaway!

SWEET SAVINGS: $25 Borders GC Giveaway!


Check out this Web site out!!! Has very helpful Savings!!!!

December 2008 Debt!

December was a good month. We paid for all our christmas gifts with CASH! paid off 519.16!! We only had one little hick up and that was with our chase card. we went to dinner and both thought the other one brought the speing money with us and we didn't have our debt cards with us. Luckly hubby had the chase card.

FL Hospital 225.00 -175.00
FL Medical 550.00 -75.00
Best Buy 2,253.97 -24.93
Chase 2,744.47 22.08
Discover 3,468.87 -50.53
GTE CC 5,475.06 -2.84
Polairs 7,739.50 -11.31
GTE CP 7,865.90 -201.63
30,322.77 -519.16